Do ING ever give consent to let?
Due to a change in circumstances and a family health issue, we are considering options for the immediate - short term future. We may need to move in with family miles away from our home to help care...
View ArticleBritannia BS - Consent to Let
I'm on a 5 year fix @ 2.79% mortgage with Britannia and my wife has just been offered a new job in another town so I was thinking of letting our flat in London - approx. value £300,000 with £60,000...
View ArticlePaying the mortgage after seperation
Hi, I joint own a house with my ex. i have offered to indemnify him if i can live there (without him), but he has refused. He has made it unbearable for me to live there so i rent somewhere else. What...
View ArticleFinding a mortgage despite past issues with debt - help!
Hello all, As the title says, I'm looking for any advice you can give on banks/building societies/other institutions that would be willing to provide a mortgage despite issues with debt (involving debt...
View ArticleApplying for mortgage following recent increase in pay
Hi all, I've just increased my hours from part-time to full-time, so my gross pay has doubled. My first payment and payslip since moving to full-time will be received at the end of this month,...
View Articlebuyer survey
we are selling our house. we have buyer and an offer. but we have been waiting for two weeks for the survey. is this normal,or does it mean the buyer cannot get the mortgage, the estate agents say its...
View ArticleObtaining second mortgage
I am in the process of trying to buy a second home. I have a house that is rented out presently in northern Ireland after I moved to the south of England. (peters field). I am renting at the moment but...
View ArticleFTB Halifax Mortgage Application Process Taking too long
I applied for a Halifax mortgage application through a Mortgage Advisor on 24th May 2013 and I still havent received an offer. I was told by my MA that the valuation has been instructed last Wednesday...
View ArticleEndowment Guarenteed Sum
Hi experts, I have an endowment policy which is worth at the moment around £30,000. Its up in 5 years time and is supposed to pay out £73,800.00 (Im not using it to pay off the mortgage as I changed...
View ArticlePaying off your mortgage
We have an interest only mortgage and are in a position to pay it off. if we do is there a rebate payable
View ArticleMoving house with new mortgage circumstances
My wife and I currently own a house which we have a joint mortgage on. We have been in the current house for approximately two and a half years now (our first home) and have always made our repayments...
View ArticleFirst time buyer with a CDL
Hello there! I'm just looking for a little bit of advice on when and how to apply for a mortgage with my boyfriend. I've been studying for my doctorate for the last three years. In my second year, I...
View ArticleMoving house
Hi everyone, We are currently thinking about moving house, our mortgage is up for renewal this year at the end of October. I understand that if you want to get out of your mortgage earlier you have to...
View ArticleMortgages and letting out a room
Does anyone know if the income from a prospective tennant is accepted as income when applying for a mortgage? Or am I hoping for the impossible, an affordable house?!:)
View ArticleWhen should we start insurance?
We're about a week away from exchanging contracts on a new build property but it won't actually be ready until November/December this year. All the information i've been given says we should begin life...
View ArticleHSBC Approved Solicitor
Hey, I am looking for a HSBC approved solicitor. Previously I used ARC solicitors but they have subsequently been bought out/merged by someone else. This someone else is Abode Solicitors who apparently...
View ArticleBrother in Law trying to get Mother in Law to sell house with 12k left
I'm looking for some advice for my MIL. We are going to CAB but wondered if anyone knew what options are avaliable for her or if anyone has been in a similar situations. She was taken into hospital...
View ArticleQuestion about FTB Mortgages!
I'm stuck in a flat that I can't sell and may have to just accept a terrible offer to get rid, the only problem is I'm on an excellent rate and wanted to port but now I'm thinking of selling and moving...
View ArticleMortgage protection
Is mortgage protection necessary? e.g. loss of job, illness, accident. Mortgage broker seems to be quite hot on it, but I think that's probably commission-related. And does £60 per month for a working...
View ArticleBooking Fee accumulate interest?
Our new mortgage with Abbey (2 year fixed at 3.94%) has a booking fee of £225. Is it advisable to pay this upfront or once we leave the lender and switch mortgages after 2 years?
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