Redundancy - pay off the mortgage or not
Hi my wife and i are late 40's and she has just been made redundant. We owe £306k on our mortgage and have approx £300k in cash. What is the current thinking on best ways to save, pay off the mortgage,...
View ArticleMortgage Application Help
I am looking into a mortgage and have looked at the criteria for a certain lender and they state that No arrears on any loan/cedit card within the last 3 years where the cumulative amount overdue at...
View ArticleStuck in a flat we need to get away from!!
Hello all, Myself and my wife are desperate for some advise on a huge problem in our lives, so please bear with me as its a lot to take in. we took out a mortgage as first time buyers 7 years ago with...
View ArticleMortgage with defaults needed
Looking for a mortgage broker or mortgage company who will offer a mortgage with bad credit. got 4 defaults totalling £10k in 2008-2009 which were settled in 2010. Want a mortgage for £190k and earn...
View ArticlePrevious address confusion jeopardising mortgage application?
Hi, As a first time buyer, I had an agreement in principal, saw a flat under budget, made an accepted offer. Using a whole market mortgage broker to try and get a mortgage of less than 3 times salary,...
View ArticleInsolvency Indemnity advice
I recently married and moved into my wife's (mortgaged) property. We are in the process of remortgaging and in order to do take both our incomes into account I need to be added to the title deeds. My...
View ArticleBuying a house, but got no nouse (or gd credit rating)...
Silly thread title out of the way, I shall begin... My partner and I plan to buy a house. Between us we have £24k and hope to use this as a 10% deposit. Her credit rating is wonderful, mine is not (I...
View ArticleConveyancing fees for FTB new build????
Hi all, After some advise please, this forum always has a wealth of knowledge. Im a first time buyer, im at the point now where im looking to appoint a conveyancing solicitor but i have no idea what...
View ArticleOverpayments, buying up and negatives equity
Hello! Hoping that the wise old owls on here can shed some light on this for me, it's probably quite straightforward but one of those things that the more I think about it, the more complicated it...
View Articlelibour
Hi Can anyone tell me what is going on with LIBOUR AS my mortgage is determined by this
View ArticleHelp with mortgage payment strategy!
I've just had my mortgage statement for last year, and am in a bit of a quandry about how best to approach paying off the mortgage over the next couple of years, while we're in the fortunate position...
View ArticleLenders without heavy 'product fees'..?
I may be looking to remortgage away from my current lender next time round. I'm wondering whether any established lenders are in the market with both reasonable rates AND no hefty product charges.
View ArticleCopy of Mortgage Documents
Hi Folks, I was just looking for some advice, I requested a copy of all documentation in relation to my mortgage with Northern Rocksubject access request. They sent me out a print out of the...
View ArticleMortgage question
Hi We have a fixed rate mortgage taken out in 2005 for 10 years paying 249 a month we have money to pay it of is it worth doing it Any penalties Cheers
View ArticleA right conundrum, input please
Hello all the experts, Sorry a bit long, but quite convoluted.....expert opinion sought please. I bought a new build under an offer where the builder allowed me to defer 25%of the payment for 15 years....
View ArticleCurrent Debts and how soon to be mortgage approved?
Hi, This is my first post here, so first of all hello all and this site looks like it will become a permanent fixture for me in the months to come. Basically I am in a situation due to circumstances a...
View ArticleWhat would happen with my mortgage if I pull out the offer- Unsatisfied...
I would be grateful if somebody could advice. I am First Time Buyer. My house valuation is satisfactory and mortgage application has been accepted (all witin 2 weeks). I have instructed for Building...
View ArticleWhen can I apply to re-mortgage?
Our fixed rate mortgage is due to end in May - does anyone know when we can secure a re-mortgage rate (but waiting till the end of our fixed rate for completion)?? Is there a standard period, or do...
View ArticleAccessing money on a mortgage
Hi all, Could you help, I currently have a mortgage with my brother on a house we live in together, bought because it was more viable than buying small flats separately. Currently were on a tracker...
View ArticleAbbey mortgage
Hi There, Can i have your opinions on this. Currently earn 11200 and i outright own my flat with my brother - no mortgage. He wants to move out which led to me applying for £35000 mortgage with Abbey...
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