Help - partners job is classed as a 'Piece work'
Hi I really hope that someone might be able to help me, My husband and I have been saving hard to get a deposit to buy our first home. A couple of months ago we went along to our back to establish if...
View ArticleRemortgage help......
Hi All, This is my first (long) post so my apologies if this is in the wrong place or the questions are a bit dumb. We would like to remortgage, our tracker with Santander has just finished (upping...
View ArticleMortgage rate too low?
Just been doing some sums & I think I'm only paying around 1.4% interest per year on my mortgage. I owe around £72000 and am getting a monthly interest charge of £84. I can't find any lenders...
View ArticleMortgages for existing customers only
Hi I need a low deposit mortgage (later in the year) and ive noticed a lot of 90% LTV deals that say 'for existing customers only'. Ive seen HSBC, Nationwide and a few others with such deals. I...
View ArticleLowering Offer after Offer Accepted
Hi all I recently had an offer of £167,000 accepted on a property. I have £26,000 to put down so requested a mortgage of £141,000. This was agreed in principle and I received a certificate which stated...
View ArticleCan I Re-Mortage with a good credit score+1 defaulted acc?
Hi, Back in June 2012 myself and partner tried to remortage our home to consolidate some debt and free a bit of money to start saving for our wedding. We have plenty of equity in the property and all...
View ArticleTransfer a mortgage to another person
If possible I would like some help, I have been renting a house of my friend for the last few years, and he now wantS to sell it but I do not think I would be able to get a mortgage to buy it, however...
View ArticleMortgage with cash back incentive
one of the mortgage lenders I'm thinking of going with has a £1000 cash back incentive with one of its mortgages that's available to me. What I want to know is will i get it as £1000 taken off the...
View Articlemortgage question
we are in a bit of a complicated situation but want to know if i want to ask for extra borrowing next year when my fixed rate ends..am i better off paying some extra off the mortgage or keeping it in...
View ArticleRe-Valuation
My 2 year deal ends this summer, we have worked on the house increasing it's value so would you advise we get it revalued before renewing the mortgage which I assume would reduce the LTV? If the answer...
View Article10% overpayments barclays/woolwich great escape
I know how to make an overpayment, basically sending money to an account number and sortcode, to reduce the balance. I am nearly in the 2nd year of my fixed deal on this mortgage, in the first year the...
View ArticleFirst time buyer advice
I am currently saving to buy my first house i currently have 10k and in 5months i hope to have 20k i have seen a house i like it is a new build 3bed detached which i think is over priced it was...
View Articlenew mortgage help
hi i have a been through a divorce and been living in the marital home on my own paying mortgage bills and debt myself the last year.the house is sold going through now also divorce settled.i ewill...
View ArticleAviva (CU Homemaker) Endowment Final Bonus Level 2013??
One of my endowments comes to an end this April and I wondered if anyone has any insight into what the final bonus will be? It was a Commercial Union Homemaker Endowment started in 1995 (now Aviva). I...
View ArticleSkipton Mortage Application process time scales....
Hello I have had a decision in principle accepted and approved I've been told 3 steps ...... 1st is DIP= accepted (I no these are no 100%) 2nd step was Afordability check - again accepted no issues 3rd...
View ArticleMortgage questions
Basically had the letter today to say that my current mortgage rate is nearly up (currently5.79%) and that we will revert to there STR mortgage but struggling to find there rates etc any help tips and...
View ArticleHome moving and fixed rate mortgage
Hi, I hope I'm posting this in the right place. I haven't moved for 10 years and when we bought our flat we were first time buyers. I am finding moving/increasing the mortgage very confusing! We've got...
View ArticleUpdating mortgage between viewing and completion?
Hi, we arranged a mortgage via the Post Office last October. Our purchase is taking a while and there are actually some better mortgage deals available now. Do you think we've got any chance of...
View ArticleIs it possible to get a 100% mortgage using current house as collateral?
Hi everyone, I am in the Forces and am renting out my house (with mortgage lenders permission) I have about £30k in equity in the house. Due to a short notice change in circumstances I now need to buy...
View ArticleMortgage affordability criteria
Hi all, newbie looking for some advice please. We are in a situation where we want to downsize and use some of the equity to clear debts. So far we have been told we do not meet affordability criteria...
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