Getting a 2nd mortgage in principal
Hi all, We're first time buyers with a mortgage in principal with Abbey. We've had our offer accepted on the flat we liked so I phoned my mortgage advisor this morning to get the ball rolling with...
View ArticleMoneybackMortgages
Has anyone had any experience with moneybackmortgages.com? I couldn't find other references on MSE? Providing you've done your own homework, it looks like a good deal. With thanks.
View ArticleInterest only mortgage overpaying
I am trying to work out how to clear my interest only mortgage. I currently owe 33000, the mortgage is due up in march 2020. The interest only payments is 70 a month, interest rate is 2.5%. I am...
View ArticleNightmare with Nat West. Help!!
I paid off my mortgage due to having recieved an inheritance from my Grandfather. This was done at 9AM on 19th of February. I phone yesterday as funds had yet to clear (taking into account the five...
View ArticleBad Credit Mortgage
I want to apply for a mortgage but would like others opinions as to what to do? Im 31, earn £44k a year, my parents are remortgaging to give me up to £40k in deposit, and my experian credit score is...
View ArticleFirst time buyer mortgage. Big overdraft but large deposit. Advice please!!
My partner and I are looking into buying our first home in the next few months. Unfortunately up until tho month I have been on a temp weekly pay contract where I currently work (I have now been given...
View ArticleLarge deposit poor credit what to do.......
Hi never had a mortgage befor but I need one for 10,000 got a large deposit of 80,000 for a house I'd like to buy but need this last 10,000 and got declined because of poor credit I've had one default...
View ArticleNever remortgaged before
Hi All Just after a bit of advice from the knowledgable folks on here about remortgaging. I'm currently with Halifax, and have been since taking out the mortgage on my first home at 19. Eleven years...
View ArticleSantander trying to block me porting 0.99% deal
Hi, I hope someone has advice. I finally sold after 18 months on the market, and found somewhere to buy. It would mean borrowing more but we make huge overpayments anyway. I currently have a flexible...
View Articleinterest rate changes on mortgage
hi can you help me understand why my mortgage lender has put my mortgage payments up twice in past year ? as i understand the bank of england variable rate is 3.99% for home owners. my lender bank of...
View ArticleQuick mortgage porting question
Hi, just a quick question if I may, as I can't seem to get my head around it: I'm half way through my mortgage of £125k, having paid off £50k roughly. If I want to buy a bigger place, can I port the...
View ArticleCan you use a commercial mortgage for buy to let properties?
We have 5 houses, 3 have buy-to-let mortgages with approx 40% equity in them. The other 2 are mortgage free. Do the banks offer mortgages to put these all together as one mortgage? Is this a commercial...
View ArticleFirst time buyer Mortgages
http://www.bbc.co.uk/news/business-21585450 Dont know who the hell is getting mortgages. I have a settled default over 3 years old and a £30,000 deposit available and I can't get one. I presume these...
View ArticleFirst time buyer & mortgage deposit in shares...help?
Hello, I am just wondering if anyone can offer me some advice. Myself and my partner are first time buyers looking to apply for a mortgage within the coming weeks. Over the past year we have managed to...
View Articlemortgage offer -how long does it last?
hi, we have just been told by our mortgage adviser that our mortgage offer is only valid for 60 days. Does this mean we need to complete in this time? Just phoned the estate agent and they said it...
View ArticleJoint mortgage - poor credit
About 4 and half years ago, my friend asked me to be a guarantor on a new mobile phone account. The company, Orange, started sending the bills to me and I realised they were in my name. I tried to...
View ArticleRemortgage Valuations - Who are the favouring?
Hi. That might be an odd question, but I'm about to remortgage and for 60% loan to value mortgage my house price needs to reach a certain level and I'm right on the cusp. If my valuation comes in...
View ArticleMortgage renewal whilst working abroad
I own a house in the UK. We lived there as a family up until recently, before work took me abroad for a while. We expect to be back in the UK living in the same house again in the late summer this year...
View ArticleRedeem mortgage and pay 2%? or not?
I have a £100,000 outstanding mortgage with C&G on a house which I bought in 2012 for £157,500. The mortgage is split into 2 sub-accounts (SAC) SAC1 £30,000 0.67% (BoE+0.17%) - 9 years left SAC2...
View ArticleMortgage/Rental Advice Sought!
Hello there all, I'm quite new on here and hoping for a little guidance, and I hope I've put this question in the right section. I'm trying to get my head around whether to sell or rent out my current...
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