Interest only mortgage?
Hi all im hoping for some advice please. My partner and I are separating and will need to sell our current home. I will be renting elsewhere whilst my partner will be staying at current home for a...
View ArticleValuation for re-mortgage
We are desperately trying to get off our current NRAM mortgage, and Santander have got a 2 year fixed deal that they are willing to offer us but the interest rate we qualify for depends entirely on the...
View ArticleHave I made a poor choice with my mortgage?
I'm a FTB. I bought a house a year ago and chose the following mortgage: Post office Fixed for 5 years 4.99% This was based on a 10% deposit and my single income. I see loads of other officers which...
View Articlefound a house but empty land next door
Hello All I have found a house I really like but there is empty fenced of land next door. How do I find out if anything will built there or not. Its a newish housing estate about 7 years. It just seems...
View ArticleFirst time buyer advice
Good afternoon I'm a first time buyer looking to get on the property ladder, just after some friendly advice. I'm 21 years of age, currently in full time employment. My salary is £13,500 with bonuses...
View ArticleMove Home ...multiple PAYE's...Self Employed...Want to keep great rate
My wife and I would very much like to move to a bigger house. The problem we have is that we are both musicians/hourly paid teachers. My wife has 3 years of accounts and also earns around £5000 form...
View ArticleNationwide Cashback
Hi all Me and my partner recently applied for a mortgage independently of a mortgage adviser as we managed to find a better deal elsewhere and also didn't fancy paying the fees. I've been looking at...
View ArticleGetting a BTL but putting the flat in son's name? Possible?
We have a mortgage for the property we are living. My son studies in Scotland and we want to buy a second flat for him to live in. He'll be sharing with 2 other mates, who'd be paying certain sum,...
View ArticleWoolwich/Barclays Pre Approved Mortgage Limit
I'm looking to move to a bigger home. We have a mortgage with Woolwich who last time Fast tracked us due to having a Pre Approved Mortgage Limit as we bank with them. This time I just want to port the...
View ArticleCommercial Mortgage?
A small established newsagents in my area is up for sale for £55k that I'd love to buy. It's the only newsagents in the immediate area with lots of housing surrounding it. There's no other commercial...
View ArticleRemortgage advise please!
Hi, need some advise from someone more knowledgable than me please! We got our first mortgage of £212,000 almost two years ago on a fixed rate that is coming to an end. We met with the mortgage advisor...
View ArticleRemortgage advice please
I have 15 years left on my mortgage and I can switch to Co-Op for 2.79% for 5 years or would I be better to say with Nationwide as at the end of the 5 years they have a lower SVR - or I could stay with...
View ArticleLending multiples
Couldn't see any other threads on this but apologies if this has been done before. We are looking to buy somewhere in outer London / Home Counties in the next year or so, and initially I am just trying...
View ArticleRental property equity release
Hi I have a house that I rent out and would like to release some cash out of it. The house is valued at £175k and the mortgage is £123k on it. We have a repayment mortgage at 4% on the property...
View ArticleWhich one of these lenders would you recommend?
Ok, So i've narrowed my list down to these few mortgage lenders, I need one who will lend to a discharged bankruptee, I don't care about the good deals, I won't get them. I just want to get on the...
View ArticleAnything better than 2.49% without fees?
I got a First Direct tracker mortgage 2.5 years ago for 2.49% (1.99% + BR), and £99 fees. Is there anything better currently, beating that rate and no or low fee? It still seems to be a good deal, but...
View ArticleMortgage help after iva
Hi all would like a mortgage but I have had an iva in the past. my iva finished in 2010. I have updated all 3 credit agencies which show no iva or defaults all green. I have took out credit cards but...
View ArticleLTD company- SA302 required?
Hi guys, I have a limited company with 3yrs of accounts generated by accountants. I have all previous HMRC tax calculations but was not required to submit self assessment therefore I cannot obtain...
View ArticleQuick question re mortgage application
Folks, Quick question re mortgage application so any advice/info would be appreciated. Basically, in the next few weeks, I'll be submitting my mortgage application. Affordability wise there's no...
View ArticleSelling property and ending a mortgage
Hi Currently living in a shared ownership property and need to sell as we need a bigger place. Unfortunately that means getting off the property ladder as we cannot afford the deposit needed for a...
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