Britannia STB 90% - term question
Hi all Looking to apply for this graduate mortgage deal, which is 3.79% variable (discounted) with no fees at 90% LTV. Notably, you can make unlimited overpayments without penalty. Now initially I was...
View ArticleMortgage on a 'zero hour contract'
Hi, Me and my boyfriend are currently saving for a deposit on a house. I'm working full time whilst he is finishing his degree and working part time. We'll be looking to buy mid-end 2014. Just now we...
View Articleneed advise regarding my santander mort app
Hey guys have had some great advise from forum members since last 2 weeks so a big thanks. there is just 1 small thing which is worrying me as per my previous query 3 weeks back i went to halifax...
View ArticleSelf Employed status and getting a mortgage
Hi - I am employed full time. I have opened a little on-line shop on ETSY [craft handmade website hosting lots of little crafty shops].....i am in no danger of making a profit from this [for the time...
View ArticleAdvice on my current mortgage option after a relationship split
Hi I love this site it has helped me in the past and I am hoping I can be helped with some advice as I am getting allsorts of info from family and friends that is very conflicting and causing me all...
View ArticlePrivate Mortgage
Good Morning My Dad bought me a house a year ago in cash and would like it out of his name, he wants me to get a 60k mortgage, the house was recently valued at 190k. I am struggling to get a mortgage....
View ArticleHalifax Consent to Lease
I am looking for some help and am hoping I am in the right place. My current situation is that I require to move from my 1 bed flat with my wife as we are expecting our first child. We bought the flat...
View ArticleStruggling to remortgage
Hi Guys I hope you can provide some advice. My excellent mortgage broker is struggling to secure me a remortgage. The property in question is a flat in a city centre near and indirectly over commercial...
View ArticleWrong Rate Given? Miss sold mortgage?
We recently brought a flat in London for £223,000. However the surveyor devalued it to £210,000 and put a retainer of £10,000 for some work that needed doing on the roof. The bank lent us £179,000 at...
View ArticleWhat is the best way to appeal
Hi All, I hope someone can help, i need to know the best way to appeal to Santander, i have a mortgage with them in my name and my ex's name, she no longer lives there and she doesnt have an income. me...
View ArticleConcerns of fraud regarding signing mortgage papers
My ex-partner is asking me to sign a variable rate mortgage for the next five years, as the previous fixed rate has ended. I have great concerns of fraud as my income status has totally changed and I...
View ArticleBuy to let mortgage for debt consolidation.
Hi guys. I have a property which has no mortgage and I had been hoping to get a buy to let mortgage to consolidate credit card debt. However two high street banks have told me that I am unable to...
View ArticleMortgage and debt - unsure about advice given
Hi I currently have a Halifax mortgage with my DH. We have recently begun to consider moving again (in fact we have recently viewed our ideal home!) and today I had an appointment with an advisor. We...
View ArticleWhich is the best deal?
After some v helpful advice on here, I'm looking to switch my mortgage from Halifax SVR 3.99% to Co-op 5 yr fix 3.29%. It seemed straighforward on the surface, however, when I dug out the mortgage...
View ArticleSpread betting for a living.
Need some help with regards to my chances of getting a mortgage. The problem is for the last 4 years I have been making a living from spread betting on financial markets (Forex, shares commodities)...
View ArticleNeed some advice ref next step with remaining mortgage
Hello I would value your advice/comments on my situation. My mortgage is in 3-parts with the main lump covered by a guaranteed endowment which has now matured. I have paid up on the main lump with some...
View ArticleMortgage - Credit Check Failed
I recently tried to carry out a transfer of equity on my Nationwide mortgage to get the property in my name only. However as part of the process they carried out a credit check which I failed....
View ArticleEthical house buying dilemma
My godmother has decided to sell her home to move into a retirement village. It has all happened very quickly, and in order to help, I have suggested that I purchase her house. I am a FTB, and this...
View ArticleBad credit Mortgages
Hi - i have good credit and my partner had some defaulted loans which are all settled and nearly 5 years old. what are the chances of us getting a mortgage? we have a 30k deposit and looking to buy...
View ArticleShould we re-fix mortgage now?
Our fixed rate mortgage runs out at the end of June and I've heard (confirmation would be appreciated) that we'll struggle to re-fix once I start my maternity leave as some lenders will assume I'm not...
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