Property Investment Idea
Hi all, Just had an idea I wanted to run by the vets to see if this was fesible. I am relatively young and entering a career where it would not be unrealistic to try and save £6,000 a year. I had an...
View ArticleSmall mortgage.
Would appreciate any input to this please, i am going through a divorce, self employed and ex has said i can buy him out of the family home for 20000. The house is worth about 80 ish and no mortgage. I...
View ArticleJob length of service and mortgages???
Hi folks, Does anyone have any ideas how much stock mortgage providers put into how long you have been working for a particular employer when applying for a mortgage or remortgaging? I was recently...
View ArticleEndowment
My endowment recently matured and we filled in the forms they sent us to enable them to pay into our bank! They said they did it last week but the bank account number and sort code they used are not...
View ArticleMortgage application wife has bad credit
Hi there, I really need some advice. I have a good credit score of 999 my wife has really bad credit. So we thought we could simply complete a single application on me. The maths work out fine but the...
View ArticleHelp with Mortgage - it's compllicated
Hi everyone Would be very grateful on getting some advice on getting a mortgage. Here is my spec: Emplyment status - Self Ltd company (6 months old) - 90k equiv a year. - full working history - no...
View ArticleSantander Mortgage Exit Fees
I've read the article regarding the MAEF listed here: http://www.moneysavingexpert.com/reclaim/mortgage-fees My current mortgage (which was fixed for 5 years) with Santander will be coming to an end...
View ArticleFuture Mortgage Chances
Hello all, I have a question regarding my chances of getting a mortgage in a couple of years time. I have already asked this on the debt free wannabe board however I thought I'd ask here as my concern...
View ArticleExtending mortgage offer with Chelsea BS
So it doesn't look like our new build will be completed before our mortgage offer expires. I am considering asking the chelsea to extend the offer. Has anyone attempted this with them, or offer any...
View ArticleHelp! Mortgage and our buyer has pulled out, solutions suggestions?
The situation is that our buyer has been refused a mortgage and we are desperate not to lose the house we are buying so wanted to get advice from people on here if possible. We were pulling £47k equity...
View ArticleEndowments, missold
Just had a phone call (didn't get their name) phone No 01803210300. Saying I could be entitled to money back regarding Endowment policy. We cashed in our policy's approx 8 yrs ago knowing there was a...
View ArticleBuy to let and home mortgage question
Hi all, First post, just joined the site today. I own a small flat which I had originally intended living in but a long story involving working overseas and later getting married meant that when I...
View ArticleMortgage comparisons
Hi there, My mortgage is up for renewal, since we took out the mortgage we have got into a bit of debt, which is n ow being handled by payplan. So it's going to be extremely difficult to get a mortgage...
View ArticleMortgage Application Process - Halifax
Hi all, submitted a full mortgage application to Halifax via a broker on Monday 25th Feb, only had to supply 1 month wage slip and bank account statement. On Thursday 28th Feb we had a call to say...
View ArticleHow to find a good broker?
We've decided that we're going to wait out the next 6-12 months, pay off every single CC in that time (and wait the ridiculously long time it takes the CRAs to update their files once credit accounts...
View ArticleVoluntary Surrender With NRAM
Hi I am new to this site and I am after a bit of advice aboutvoluntary repossession. Basically longstory short, work has gone down my end and basically working a couple days hereand there. With the way...
View Articletotally confused...
hoping someone can advise. To cut a long story short, my partner is in the process of buying a house. I am not on the application because I had a £45 default on a mobile bill last year. Despite him...
View ArticleParents acting as bank/Private Mortgage
Hi My in laws have been left a house in trust (to brothers and wife) and are planning on moving there, The house they currently live in is mortgage free and has no debts secured on it. They have 3...
View Articlemortgage term and age
Hi My husband are I have 17 years left on our 25 year mortgage. We are 33 and 35. We are considering putting an offer in on a house we have seen but as its a much bigger mortgage we were thinking of...
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