Hello all. I received my valuation this week at a staggeringly low figure. To sell at that price would set a new record low for the road and the area, and this on a home with a brand new bathroom and in good condition.
Sadly, the package I chose via Britannia was a really good one - so good that it was only on the market around 3 weeks before it was withdrawn.
My next best alternative is with Nationwide, and I'd be keen to go with them as I also do all my banking with them - but they also use the services of Countrywide Surveyors. I'd require a valuation of £3k higher to get the mortgage I need otherwise it isn't worth it - and I don't want to be paying the fee only to find this out.
I will be challenging the valuation as it's ridiculous: never trust a valuer who says that they've "never been here before" is the lesson.
So, cut my losses and stay at Britannia and pay £40 more a month (which was probably the plan all along) or chance it with Nationwide and lose the £99 in case of the same valuation? :think:
Sadly, the package I chose via Britannia was a really good one - so good that it was only on the market around 3 weeks before it was withdrawn.
My next best alternative is with Nationwide, and I'd be keen to go with them as I also do all my banking with them - but they also use the services of Countrywide Surveyors. I'd require a valuation of £3k higher to get the mortgage I need otherwise it isn't worth it - and I don't want to be paying the fee only to find this out.
I will be challenging the valuation as it's ridiculous: never trust a valuer who says that they've "never been here before" is the lesson.
So, cut my losses and stay at Britannia and pay £40 more a month (which was probably the plan all along) or chance it with Nationwide and lose the £99 in case of the same valuation? :think: