Does anyone have an idea which lenders are more lenient and more likely to offer a mortgage to someone with a poor credit history?
The persons in question don't have a terrible credit history but have some credit card debts and have been turned down by Santander.
I know a mortgage broker could help but in the absence of a broker does anyone know which lenders may be more likely to consider offering a mortgage. Are smaller banks/building societies more flexible? They obviously don't want to keep applying through trial and error and getting turned down as they know this will further impact their credit rating.
Thanks
The persons in question don't have a terrible credit history but have some credit card debts and have been turned down by Santander.
I know a mortgage broker could help but in the absence of a broker does anyone know which lenders may be more likely to consider offering a mortgage. Are smaller banks/building societies more flexible? They obviously don't want to keep applying through trial and error and getting turned down as they know this will further impact their credit rating.
Thanks