Experian & Equifax

Hi everyone,

I just wondered if anyone else is having the same issues I am with the different credit reporting companies...

I bought my equifax report yesterday and got a "fair" rating. Today I bought the experian one and was rated "excellent"

I have two small defaults (settled) on my file, one from 2011 and one from 2008 for mobile phone bills.

Any ideas why they would differ so much? Will this affect me when trying to get a mortgage.

Thanks in advance for any replies :)