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YBS - Any real difference between agency and a branch?

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Hi All,

In the process (finally) of arranging my mortgage.

I have decided to go with YBS. As i am borrowing over 85% LTV i am not able to apply online and have to do it at a branch.

On there website i used the branch and agency finder to find the nearest one to me. The nearest to me is an Agency, i phoned them up and am going through the process tomorrow morning.

I am wondering is there anything i should look out for when going through an agency? are there any differences than doing it through a branch?

Many Thanks

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