Hi, I'm hoping someone on here will be able to advise on the below..
I currently have a 2 year fixed mortgage with Santander. My fixed period ends in November.
I am looking to sell my current property next year, and buy another with my partner, and will therefore need a joint mortgage.
If I was to renew my current mortgage in November, with a new fixed rate, will this mean I have to wait till the fixed period of this new mortgage ends in order to avoid early repayment charges and also so that I can get a joint mortgage with my partner instead?
Hopefully this makes sense, but please feel free to ask questions if it doesn't..
I currently have a 2 year fixed mortgage with Santander. My fixed period ends in November.
I am looking to sell my current property next year, and buy another with my partner, and will therefore need a joint mortgage.
If I was to renew my current mortgage in November, with a new fixed rate, will this mean I have to wait till the fixed period of this new mortgage ends in order to avoid early repayment charges and also so that I can get a joint mortgage with my partner instead?
Hopefully this makes sense, but please feel free to ask questions if it doesn't..