Hi,
Im trying to get a new FTB mortgage with a high street bankand my application will be on tomorrow. I do have a good credit history; withonly having one credit card with a balance of £2500 (CC limit is £5880).
01. Ido not have enough money in reserve to pay off my CC balance. Is it gonnaeffect my mortgage application??
02. Ido have a current account with this high street lender (not the main currentaccount). During 2008 & 09 I had few unauthorised ODs with this account,but nothing since then. Is it will adversely affect my application.
Thanks a lot for your help.