How can I get off my ex-husband's mortgage?
I split from my husband im June 2009 and he remains living in our jointly mortgaged home and has been paying the mortgage alone for over 3 years now. We are divorced. I keep asking him to file a change...
View ArticleMortgages for people on an IVA
Hi can anyone help me with details of mortgage lenders who offer to people on an IVA? Thanks in advance :-)
View ArticleLetting on a normal mortgage
Sorry, I wasn't sure which area to post this. We considered renting our house if we could not sell it but I read that our mortgage company might make us change to a buy to let mortgage. However a...
View ArticleUrgent help for for a FTB
Hi, Im trying to get a new FTB mortgage with a high street bankand my application will be on tomorrow. I do have a good credit history; withonly having one credit card with a balance of £2500 (CC...
View ArticleCan anyone recommend an independent mortgage broker?
As the title suggests - I am looking to speak to an independent broker (as opposed to whole of market with commission). Looking to buy in London as a FTB and wondered whether or not any of you have any...
View ArticleNationwide Mortgage - Survey confirmation
My mortgage in principle was accepted before chirstmas. Mortgage broker applied full application on 7th Jan'13 and received confirmation text from Nationwide that product has been booked and 2nd text...
View ArticleWoolwich BBBR+0.18 porting
Some details first: I have a Woolwich interest only lifetime tracker at BBBR+0.18% on a 60% LTV. Property is estimated at 250k with 130k equity, balance of 120k. Mortgage started in the summer of 2007....
View ArticleStuck In The Middle
....and not sure where to go. Let me explain. I have a property on consent to let and the fixed term is up in May. I'm in a position to move it onto a buy to let. There are two deals I have my eye on,...
View ArticleA little confused during a remortgage
Hi all, sorry if my questions seem a but silly how ever this is my first remortgage and I'm not sure how to work things out etc.. Basicly for the past few days I have been taking mortgage advice from...
View Articleeasiest and quickest way to reduce mortgage balance during remortgage process?
Back with another set of questions - and a bit of a rant sorry. See bottom for abbreviated list of questions. We are trying to complete the transfer as soon as possible after the end of our fixed rate...
View ArticleCurrent Rental Payments for Affordability Criteria on new mortgage?
We are currently renting a property and have been doing so since June 2009. We have never had a late or missed payment. The house is a 4 bed detached so a substantial monthly rent is involved. Both...
View ArticleFirst Time Buyer with poor credit rating
Good Afternoon Myself and my partner have in the past and possibly still dont have a good credit rating but want to buy a house as first time buyers, recently we have inhertied a sum of money which now...
View Articleccs advice
Hi had a call today from ccs advice claiming I can claim for being mis-sold a mortgage and could claim at least £4k. However there is an upfront fee of £594. is this too good to be true?
View ArticleHow long does a remortgage take?
Hi, I've got a 'friend' who owes me a bit of money and he is going to get a remortgage to pay me and some other debts he has, he owes about £10k on the mortgage and wants to borrow about £50k more on...
View ArticleInterest only mortgage deal
Hello. I need to remortgage as Santander fixed rate ends in March. Following advice from here- thanks!- I have been to an all of market broker who has come up with the following from Leeds Building...
View ArticleOne for the brokers
Ive just had an email from a lender saying theyre appetite for lending is increasing this year and based on their affordability calculator some clients (not all) are able to get upto 5.7x their income!...
View ArticleAdverse mortgage broker
Can anyone help please, i'm currently trying to get a mortgage but my credit file is very poor, it's improved over the last few months and i am curerntly with a lender that is unable to help. I also...
View ArticleOffset mortgage vs 2.79% 5yr fix?
Hi MSE Trying to work out if we should go for an offset mortgage. [It doesn't help that the MSE Ultimate Mortgage Calculator seems to be broken - see my post here -...
View ArticleHelp! NRAM - negative equity - sticky situation
Hi - I really need some help with my options: I have a 'together mortgage' jointly with my ex partner. The house is currently empty, in negative equity and in need of substantial remedial works. (Damp...
View ArticleBad Credit Mortgage, what % and would we get one?!
Hello there, Bit of a complex one and can't seem to find one answer . We are maried with my 15 year old son living with us and our 3 year old daughter. My Husband has two sons that maintenance has...
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