Hello,
After weeks of reading this forum, thought I would pluck up the courage to write my own question.
My partner and I are looking to buy our first house in a couple of months. We have a 20% deposit, could get 25% if needed too. I have an excellent credit score, with no blips, however my partner, he has a good credit score, though does have late payments of four months in 2008, seen as 1234 on credit expert. It's seen as settled and since 2008, no late payments and no problems.
Do we have any chance of getting a mortgage? If not, if we had a better deposit would this help?
Thank you for your help, it's much appreciated.
Emily
After weeks of reading this forum, thought I would pluck up the courage to write my own question.
My partner and I are looking to buy our first house in a couple of months. We have a 20% deposit, could get 25% if needed too. I have an excellent credit score, with no blips, however my partner, he has a good credit score, though does have late payments of four months in 2008, seen as 1234 on credit expert. It's seen as settled and since 2008, no late payments and no problems.
Do we have any chance of getting a mortgage? If not, if we had a better deposit would this help?
Thank you for your help, it's much appreciated.
Emily