mortgage with poor credit score
HI, I am after some advice on getting a mortgage as a first time buyer. I have been in a debt management plan which was set up over 6 years ago. I paid this off in October last year. I am now...
View ArticleRemortgage what are the chances?
Hi Everyone, Some advice please, I will try and keep brief! Iam 50 and my husband is 57 in september. A few years back we had quite a few financial problems, I went bankrupt at the time now the 6 years...
View ArticleWays to build credit, will I be able to get a mortgage before I'm old?!
Hey guys :) I'm 21, my OH 24, and in the next 2-3 years we're aiming to save up enough for a deposit. Aiming to save about 15-20K hopefully... Anyway, been on the old credit report websites ;) OH's...
View ArticleQuestion regarding the Mortgage and Lost job
If you are paying your mortgage and during your mortgage term you lost your job and unable to pay the mortgage for the next month. You go to your local council and let them know about your circumstance...
View ArticleDeed of letter of postponement
What does this mean Deed of letter of postponement thanks
View Articleshould bankruptcy be an issue after 6 years?
I am not questioning if it is an issue , it clearly is But in people's opinions should having gone bankrupt , effect you for the rest of your life? Most other issues aren't considered after 6 years...
View ArticleFixed Rate Up Soon
My mums fixed rate is due up in September, it was fixed in 2008 at 6.58%. My dad fixed it back then but died a year later meaning my mum had too and still is paying £1183 per month. Luckily he left...
View ArticleChances of getting First time mortgage with late payments!?
Hello, After weeks of reading this forum, thought I would pluck up the courage to write my own question. My partner and I are looking to buy our first house in a couple of months. We have a 20%...
View ArticleHow does credit card debt affect mortgage application
Hi, I'm sure I know the answer but I thought I'd ask anyway. We are looking to get a new mortgage to buy a new house. It will be in my husbands name, he earns a good wage and has a good credit history,...
View ArticlePre-emption agreement stopped remortgage!
We have heard today that our remortgage application has been rejected because we have a pre emption agreement on our house that states that should we ever wish to sell our house in the next 8 years we...
View ArticleMortgage decision, advice needed
Greetings Money Saversavers, I hope someone can help me with a dilemma I am currently having... My wife and I currently own a property as tenants in common. It has a value of £170,000. We have an...
View ArticleMortgage advice
Hi, new to the forum and after some advice. I have recently relocated due to work and am currently renting out my property while I rent in my new location. Ideally I would like to continue renting out...
View ArticleRevaluation to remortgage confusion !!
Hi there, I've been reading some previous threads concerning revaluing your house on remortgage to get a better LTV. I have say I find the whole mortgage thing very confusing and daunting so would...
View ArticleTracking Nationwide Mortgage Application
Please can any advice how to track my Nationwide mortgage application. The website stating that This website is for use by professional intermediaries only. Is there any way to check the status??
View ArticleWhen's first mortgage payment due?
Hi, We have exchanged contracts and our completion date is set for 15th feb. we have our mortgage with halifax and have asked for our first payment to come out at the start of the month and I already...
View ArticleI've received a mortgage offer
I'm after a bit of help please. I've just received my mortgage offer with nationwide which is great news! the only problem is I need to use my credit card for a £2000 bill! this will before the...
View ArticleCan you change the mortgage deal during your Mortgage application?
Hi Money saving experts, I applied for mortgage and my application is still pending. I have received valuation satisfactory yesterday. I applied my mortgage through Nationwide. Now, I just notice that...
View ArticleFirst time buyer -High depreciation on a new built
Dear money saving experts, I'm not sure this is the right thread for this question, so please bear with me if Im doing anything wrong. I'm a first time buyer who's going to buy a new build house. The...
View ArticleLetter of Consent and Postponement by Deed
Hi All I hope you can help Our current mortgage deal is up so we're moving to another provider. We have been accepted on condition that we provide them with bank statements, utility bills etc. Also, my...
View ArticleLooking at options ref endowment shortfall
My interest only mortgage is close to its end point (a few months). Last year I spoke to my lender suggesting that the endowments wont cover the settlement. They said they would need to re discuss at...
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