Remortgage house valuation
Hi. Myself and my partner are off to our mortgage provider this weekend to discuss remortgageing as Our current deal has come to an end. Ovviously the rates that we are able to Get is determined by the...
View ArticleComplicated situation with mortgage and bad credit rating...any help?
Hi All! New to the site, have read plenty of threads and advice on things however this particular situation I have never come across before so was looking for some help. Basically - me and my partner...
View ArticleIncreasing mortgage during fixed period
Hi All, Just after a bit of advice I bought my flat just over a year ago and took out a 5 year fix mortgage 73% LTV with nationwide with. Urgent repair works to the sash windows (in a worse state than...
View ArticleHelp with mortgage payments please
Hi, Newbie here so please be kind! My mortgage is up for renewal and I have decided to stay with my current lender for various reason and go for a fixed rate. We currently pay £1003 per month. We have...
View ArticleErrors in valuation report
We have had a valuation report from the bank which has stated the building has a steel frame when it is definitely a concrete frame. The bank say we have to wait for the decision to come back from the...
View ArticleMortgage agreed then change job?
As the title states, if the mortgage is agreed, is it ok to look for a new job? what are the possibilities that the mortgage lender would retract the offer? I heard that usually they don't care once...
View ArticleHow to buy out ex?
Having trouble finding a solution to my very difficult situation Self-Employed but been ill for over 2 years on ESA so no earned income. Own property outright, valued at £160,000 so need to raise...
View Article3 person mortgage
My husband and I are considering a 3 person mortgage with my father in law and wanted some opinions / advice on a couple of points if anyone can help? My husband and I are both in our late 20s and have...
View ArticleAdvice re: break-up and mortgage.
My ex has finally moved out after we split up in July (we've remained friends throughout) but that does mean that while I always paid for the mortgage, we split other bills so kept the mortgage in both...
View ArticleStruggline to pay mortgage advice
Hi all, I was hoping someone could offer some advice. My father is a self employed builder, and has been struggling financially and medically. He owe's just under £10,000 on a house worth £200,000. We...
View ArticleEquity relase problem
Need some advice please guys. We have accepted a bid on our current house which will clear the mortgage of £133,000 but leave us with no money left over after all fees. We wanted to transfer the...
View ArticleFirst time buyer bad credit?? HELP
Hi Wondering if anybody can help me. I am looking to buy a first time house at £165k and have a deposit of £25k in N.ireland. I earn 34k per annum. Unfortunately in the past I have had student...
View ArticleHow do I take his name off the mortgage??
My ex-partner is violent and was arrested 3 months ago for assulting me (once again, only this time the police did take it seriously). The case goes to court soon. In the two years he lived with me, he...
View ArticleMortgage with settled CCJ's - Any advice?
Hi, I am new here but hope someone could possibly offer any experience. Husband and I are looking to move house. Details as follows: Current Property value 165k O/s Mort 125k New Property value 220k...
View ArticleWill bank check if we have fulfilled special conditions on mortage?
Hi We moved into our new home three months ago. Our mortgage offer came with special conditions which were: to implement the findings of damp report and to remove or repair an old brick outbuilding. We...
View ArticleShould we stay or should we go?
Hello from an MSE Forum first timer! Just wanted to get your thoughts on the following: I have a 5 year fixed rate mortgage with Santander (4.99%) that runs until August 2014. This still seems like a...
View ArticleMortgage with defaults
Hello I am looking for some advise on whether I should try to apply for a mortgage or just keep trying to improve my credit rating. I have a low credit score which occurred whilst I was at university...
View ArticleFirst Time Buyer Help Please
Hello everyone I would appreciate some advice please. My husband and I would like to apply for a mortgage soon but Im worried we wont get accepted. Can you let me know what you think our chances are...
View ArticleEx partner refusing to pay have of mortgage
I split up with my partner on the 31st October 2012. By then, our mortgage was already paid for the month of November. He moved out that night, took all of his belongings and later came back for half...
View ArticleB&B Commercial Lease - Help
Hi, My soon to be wife and I are interested in taking on a B&B leasehold business in Lake District as a complete life and career change. The major stumbling block for getting started are finances....
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