Transfer of Equity
Hello! I am looking for a solicitor/conveyancer to do a transfer of equity and I have no idea what sort of price I should be expecting. So far I have received two very different quotes and I don't want...
View ArticleEnding a mortgage
Hi, I am looking to potentially move out of my flat (shared ownership 30%) and rent somewhere else. I am just looking at what penalties there would be for ending the mortgage early, within a fixed...
View Articleend of 5 year deal question..............
hi guys. looking for an answer please!! my 5 yr fixed term deal comes to an end in july, then i'll be offered another option by nationwide. my question is- one of the options offered to me is to go...
View ArticleFTB relief
I keep seeing ads for relief on stamp duty/mortgage application fees for FTBs... Is there anything similar for the last generation of FTBs who are in negative equity!! We've just sold our house at a...
View Articlea way round buy to let?
is it possible to just get residential mortgages on 2 year deals, and immediately obtain consent to let for 2 years? after the 2 year deal, re-mortgage on another 2 year deal and do the same again?...
View ArticleBeen turned down..
By my bank despite having an 841 credit rating with no debt, CCJs etc. Only looking for a 2x mortgage, the missus reckons they won't approve small mortgages because they won't make as much money. Is...
View Articlesimple or compound interest?
My mortgage rate is quoted as 5.49% fixed since 2004. My original mortgage goes back to 1986 when rates were higher, and I started at 11% reduced by some tax scheme called MIRAS to 7.8%. Lately I've...
View Article3 Year work history?
Hello, Currently have an application in and have been asked by my broker for 3 years work history? My question is - How do I prove this? The company I worked for no longer exists. It was 2 years ago...
View Articleis it late to get compensation
I have just had a company on the phone saying I can claim mis-sold endowment on my mortgage. I thought the claims had stopped for this
View ArticleHalifax mortgage question
Hi there Do the Halifax make any charge to reduce the term on your mortgage? Also do they tell you before you commit to the new duration how much your new payment will be? Regards
View ArticleIntelligent Finance Mortgage
We have a variable tracker mortgage (1%!!!) with intelligent finance. We still have around £90,000 on the mortgage. We could be mortgage-free as we do have around £90,000 in savings - between ISA's,...
View ArticleYou scour the internet, and then go local!
Well, having found out almost as much as one lay person should every have to know about mortgages, income multiples, sa302s and the fussiness of different lenders, i settled on something i wouldnt...
View ArticleMortgage broker wants upfront fee and takes commision?!
Good day, Spoke to a mortgage broker today who was recommended by a colleague. The broker's terms are: > £190 nonrefundable arrangement fee > Takes commission from lender :eek: I'm a...
View ArticleDivorcing and Mortgages
I am looking for some wise advice..... It looks like I am separating from my wife of 10 years. Luckily so far there is no acrimony, we are just not making each other happy any more. We live in a house...
View ArticleHow long does the mortgage company take to transfer funds?
Hi I have been approved a mortgage all checks done the exchange will take place today or tomorrow. The mortgage company are due to release funds, how long does it usually take to hit my solicitors...
View ArticleHelp please! Applying for a mortgage - Credit report & Maiden Name
Hi All I have searched the forums and can't find any other thread which answers my quesion so hoping someone may be able to help. I am about to apply for a mortgage as a first time buyer and as per the...
View ArticleJoint Mortgage / Negative Equity / Transfer of Equity Solutions
Hi, I'll try and keep this verybrief, but if anyone has any advice on my scenario it would be muchappreciated. I purchased a property with my then girlfriend in October 2007 for £87,000. Thefinance...
View ArticleLenders most likely to approve?
Hi, We're selling our house and looking to take a fixed repayment mortgage on our new place at 90% LTV. Looking to buy around £200K - £220K We both have good credit records and no debts (except...
View Articlevalue of house
Hi everyone, I have a quick question regarding remortgaging and house values please. My wife and I were first time buyers 2 years ago and our existing 2 year fixed term deal is expiring soon. My...
View ArticleCan I get a BTL mortgage?
I've seen a house in a different area that I'd really like to live in when I move back there area in 2 years. I can't move now, so I was hoping to get a BTL mortgage for 2 years and then move over to a...
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