Does a decision in principle actually mean anything?
Hi all, I applied for a mortgage on a shared ownership house a few weeks ago. I got in touch with an IFA who works very closely with sovereign and ticks all the boxes for this kind of mortgage. After a...
View ArticleI have just lost my job and for the first time im on benefits but this doesnt...
I have just lost my job and for the first time im on benefits but this doesnt cover my mortgage my mortgage was taken as soon as the benefit hit my account which has taken all the money in my account...
View ArticleBuy to let - what rate would you go for?
Hi I know this is a question designed to be met with a crystal ball, but I would just like to know what you would do. I am due to remortgage, the best of the bunch seem to be 2 year deal interest @...
View ArticleMortgage Madness
I need some all round advice, and I guess that someone reading this will have an option. We first boughtn our house for 90K 12 years ago and had a repayment mortgage. Then as we had a few serious jobs...
View ArticleMortgage deposit shortfall...
Hi All, First post in years so please be gentle! My partner and I have a flat each and we're looking to move in together. We've found a place we like and had an offer accepted, much to our surprise....
View ArticlePorting mortgage then buy to let
Hi everybody, i wonder if i could ask for some opinions. Im buying a new build, completion date 2nd Aug, porting my mortgage to it and keeping my current property and have a buy to let mortgage in...
View Articlemortgage
hi im new to this basically I have a mortgage with my ex partner its in both our names still as im now classed as disabled so the mortgage company will not sign it over to just me even though I pay the...
View ArticleConsent to let refused
Hi, I would like some advice. I bought my (leasehold) flat two years ago and in February I remortgaged with Tescos on a 2 year fixed rate repayment deal. At the time that I took the mortgage out I knew...
View ArticleAwaiting mortgage decision at bottom of our chain
Hi all I wonder if someone could put my mind at ease... Within the space of a few days, we found the house of our dreams, and we accepted a private offer on our house from good friends. They had a FTB...
View ArticleHoping for advice...
Hi I'm looking for some advice for a friend (genuinely!) regarding his mortgage. The following is what I know.. Bought house sometime in 2003/4 (Northern Rock no deposit mortgage) @ 70k Remortgaged at...
View ArticleAfter returning from Mat leave.........
How many months of my full time payslips is usually requested when applying for a new mortgage? We plan on moving house when I return from Maternity Leave, but I imagine that I would be expected to...
View ArticleEquity Release
Hi - want to release 50k of the equity tied up in my property. I have approached my lender regarding additional borrowing and financially all looks ok. However, my lender is insisting that I stipulate...
View ArticleMortgage help please
Hi i wonder if anyone can help, my partner and i are in the process of trying to get a mortgage, ive got my own property, owe £75000 its worth approx £125000, good credit rating, partner lives with me,...
View ArticleMortgage, Help?
Hi I was wondering if anybody knows if you can still get a mortgage with a low credit score, me and my partner have our 10% deposit and applied for a mortgage with Halifax and got rejected, my credit...
View ArticleMaximum ages for mortgage
Can anyone help? I want to move house. need a mortgage. I'm 48 and main earner, misses is 59 and retires in 4 yrs. What age up to I can have the length of mortgage over? I did read that some base...
View ArticleMake mortgage over payments, or clear car finance?
Hi all, Frequent forum reader, occasional poster :). Currently me and my Brother are in the process of buying a house together, we are at the solicitors starting their thing stage and there is no...
View ArticleNeed a mortgage deal.....
Tomorrow Ill hopefully be getting a mortgage deal from a local IFA. Does anyone of the reputable forum posters want to do the same for me? I can inbox all the relevant details. We've just put an offer...
View ArticleNew Job Accord Mortgages..
First post here so apologies if this has been discussed before. The long and short of my question is what the likely implications (from experience) of getting a new job after receiving a mortgage offer...
View ArticleNationwide valuation anomaly
Hi folks I am with nationwide currently on SMR and had intended taking another product when ltv dropped below 80% which based on purchase price of my house which was new in Jan 2011 we are at...
View ArticleNew job, is it best to delay our search for a home.
Evening all I have been looking for a new home, waiting to put an offer in on one, our home coming to the market this week. All good. .... Husband has been offered a new job today. I rang our current...
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