Mortgage scheme question
Ok. I've done a heap of research on here and elsewhere, but thought I'd ask as I'm confused! I'm needing to move in the next couple of months (staying at parents temporarily and need to decide whether...
View ArticleBuying new house but keeping old one
Currently own house with outstanding mortgage but plenty of equity. Got a great tracker rate which I dont want to lose. What I want to do is buy a new house but keep the existing to rent out. Is this...
View ArticleAccord mortgages payment
I had a mortgage with accord mortgages. I moved to a new house on 30th Nov. As part of the move, my solicitor settled the outstanding amount. I am now in the new house with a different mortgage...
View ArticleMortgage Help
Hi. I have a problem, wondering if anyone can help me. My father is 55 and was self-employed for over 25 years until 2 years ago. He owns a part-commercial/part-residential property mortgage free and...
View ArticleRBS Mortgage and Experian
I hope this post in in the right place, apologies if not! I was looking today at my Experian credit report today as I wish to consolidate some debts. With Equifax STILL not having my new address...
View ArticleAdvice Needed Urgently on Mortgage due to Mum passing
Hi, Just after a bit of advice where possible. Unfortunately, our mum passed away just before Christmas after a very short struggle with Cancer at the age of 49. She was an amazing woman and Im...
View ArticleLow disposable income for Stamp Duty
Hello Everyone. First time poster here so please bare with me, and apologies in advance if I bend some rules. I am currently looking to move home, have found a house to move to and have an offer on my...
View ArticleHow much have I invested??
I have what could be a fairly straight forward question, but it is something I have been wrestling with in my little head for a little while. If you're not in the market for helping solve rookie...
View ArticleRefusal to take name off mortgage, is this legal?
Hi, My partner has discovered that her ex has her name attached to the mortgage on the house that they shared until 2 years ago. She wants this removed (obviously), but he is refusing. Can anyone tell...
View ArticleMortgage for Incomplete Self Build
Happy New Year to all, My wife and I have recently found the house of our dreams, an old Chapel that has been partially renovated. It has water plumbed to the house, oil fuel, electricity but does not...
View Articleneed advice please
I hope someone can give me a bit of advice. My husband lost his job a while back. we have used savings and my salary to pay all bills up till now but really have no excess funds left to cover all the...
View ArticleWant to remortgage but title/deed issue
Hi, I would be very grateful for some assistance. I currently have a mortgage that is coming to an end and I want to remortgage and move to First Direct. Presently our house is worth £350,000 and we...
View ArticleMortgage in principle accepted for 15% deposit halifax with historic mortgage...
Hi my hubbie has applied today to halifax and recieved a mip for 15% but we are nervous as along with a £66 default from 2008 from 3 mobile (notice of correction listed and trying to get it removed as...
View ArticleCan I get out of my ING mortgage during their merger with Barclays
Hi, I'd like to start renting my house out but under the T&Cs of my ING mortgage I'm not allowed, so I need to find a new mortgage. I'd like to avoid paying an ERC to get out of my mortgage...
View ArticleHouse being repossessed
Hi All Have had our house for almost 6 years now, moved out about 5 years ago and have been letting it ever since. Sadly, the latest tenants we`ve had in the property have been horrendous and regularly...
View ArticleRecommendations on mortgage situation for FTB please
I have a long time tenant who has asked me for advice about getting on the property ladder... but I've been out of touch with buying for some time. Suitable properties in the area are going for about...
View ArticleHSBC Fixed Mortgage Redemption Fee small print
I currently have a fixed rate mortgage (at 4.4%) with HSBC due to end at in August 2014, but I'm considering switching early seen as the current rates on offer are so attractive. My redemption...
View ArticleMis-Sold Mortgage?
Hi, I believe I've been mis-sold my mortgage, however after receiving nothing useful from the agency, I approached the Financial Ombudsman Service.. However, they said they can't accept the complaint...
View ArticleWill Swapping Lender Reset the Interest/Capitol Ratio?
Hi All, I'm considering swapping my mortgage to a different lender to get a better rate but have a few concerns. I'm currently just over 12 years into a 25 year repayment mortgage and want to get a new...
View ArticleHalifax Mortgage Promise - Credit check reliability
Hi All We have recently been granted more than we need to borrow on a Halifax Mortgage Promise. We are in a position to put an offer in on a house tomorrow I think, but I am a little concerned about...
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