Mortgaged maisonette with equity
Hi, 2013 and a review of my finances. I've a maisonette that's been valued by estate agents and taking into account my outstanding balance on my mortgage the difference is £15,000. Does anyone know of...
View ArticleBroker said no. Is is worth contacting others?
Hi, we have bad credit and are trying to get a new mortgage so we can downsize from a house worth 260k, with a mortgage of 170k, to one worth £160k, with a mortgage of around £100k. London and County...
View ArticleMortgage - why do they need my CC statements?
Hi, when I apply for a mortgage will they ask for my credit card statements? Why do they need these, do they not have the authority to view my balances anyway when I apply? Thanks
View ArticleHalifax mortgage application
I have been making myself I'll with worry reading through some of the posts on this forum so wondered if someone in the know could help? We applied for a mortgage via telephone with the Halifax 2 weeks...
View ArticleOverpayment Advice & Safety Net
Hi everyone, I'm after some advice with regards to if I should make a lump sum over payment... I bought my first house at the end of May last year for £160k, I put a £40k deposit in taking a £120k...
View ArticleClosing Costs Questions
Hello there My partner and I are looking to buy our first home in the next few months. We have saved enough for a 5% deposit on a £225k flat and am now working my way towards getting together the...
View Article25 Year Mortgage Ends When?
Bought the 1st property on 31/03/1988. Took out an endowment that runs from 31/03/88 to 31/03/2013. Then moved house on 09/10/1990 till present. Took out 2nd endowment to cover extra money borrowed on...
View ArticleIs it possible...
Hi all, I have brought a houselast year with a 25percent deposit. However the house was brought as a familyhome. As I am a few years away from starting a family I was wondering whetherit was possible...
View ArticleOffset mortgage question
My Dad has enough 'spare' cash to pay off our mortgage currently sat in a savings account. When our fixed rate mortgage comes to an end in April we were thinking of getting an offset product,...
View ArticleRBS consent to let - deal ending
Hi there. I have a consent to let on a flat I bought to live in, but now rent out from almost 2 years ago. The consent does not have an expiry date. The fixed rate deal I was on is due to expire in...
View ArticleBank Loan After Completion
Hi All, I am wondering the possibilities to get the bank loan around 20K (to settle my personal credits in my home country) after completion of my new (first time buyer) home. Which type of loan i have...
View ArticleYBS mortgage issues - can anyone help?
Hi I applied in branch on 10 Nov for additional borrowing on on current mortgage so that we could move to a bigger house. Credit checks done, all information provided and told we could get the deal we...
View ArticleMortage Broker Question
Hi Guys Just a quick question. My Wife and I currently have a mortgage application with the Halifax underwriters. We went through a broker, who started the application and fowarded on our wage slips...
View ArticleOverpayment vs Deposit Money
Hi folks, I think I know the answer to this one but may be missing something so thought I would ask ;). We are in Scotland, have house worth circa £100k, mortgage of £81k outstanding (fixed rate till...
View ArticleTax Return for uk property rental
Hi So this is the first year that I have to submit a tax return due to renting out my property. I cannot afford to pay a tax advisor nor accountant to do this for me so I have been trying to research...
View ArticleLittle advice please :)
Firstly I just want too say thank you too everyone who helped me with my previous thread it helped a lot! Especially Dave Ham Ok So I have another question Me and my boyfriend have had our offer...
View ArticleShare to Buy - Britannia
Has anyone had any experience of this mortgage and what are people views on this? Me and my wife are first time buyers and are currently looking for houses so I'm trying to get to grips with the big...
View ArticleFirst Time Buyer - New to Mortgage
Me and my wife are first time buyers who are currently looking at mortgages. We are viewing a potentially purchasable property at the weekend and should have around 15% of the deposit which will be a...
View ArticleMortgage products - bad credit?
hi, im awaiting my credit report at the moment but wanted to know if the worst case scenario happened and my report came back poor, is it still possible for me to get a mortgage as im looking to buy a...
View ArticleIs it possible to get a 90% mortgage?
Hi, Myself and my husband are looking to buy a new house as we need to relocate. We bought our house in Dec 2007 and have very little equity. We have been saving hard but will probably only have 10%...
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