Is this possible?
This is just an idea we have had so is quite 'bare boned' but we are looking into all possibilities on how to move. We have a house worth approx £114000. We have a northern rock together mortgage which...
View ArticleWhen to Start Full Application for Mortgage
Hi I am a FTB here.......had offer accepted and ball started rolling. Also have an AIP The problem is that the vendor is still looking and has not found anywhere. I was wondering if I should start with...
View ArticleAny help.
Im late 20's now and and i am still living t home. I have 40k saved up and i am desperate to move out. Feel very depressed living at home. House prices and rent prices are rediculas in the area i live...
View ArticleRemortgaging
In the past I have always found deals myself but this year when our mortgage deal is up I am going to seek financial advice. My question is how long before the deal is up would you start getting advice?
View Articletop up mortgage or?
Hello, Iwas wondering what would you do in my situation . 3 years ago i bought my house in south east london, strugled big time to get a mortgage then..had good deposit but wages werent up to it when...
View ArticleFTB - Available credit and mortgates
Hi Question from a FTB buyer here, looking for some advice. I was reading the thread on stoozing, which made me think. I have 2 credit cards, which I've had for close on 15 years. No defaults, etc, and...
View ArticleHow much do existing debts affect mortgage chances?
Hi there, Apologies in advance for lengthy post! Myself and other half trying to figure out how long it will realistically be before we might have a chance of being able to apply for a mortgage...
View Article95% LTV mortgages
HI everyone, I was wondering if everyone has taken advantage of the recently advertised 5% deposit only mortgages. I am realistically wanting to finally take out a mortgage this year, and I know there...
View ArticleNew mortgage comparison - balance or original loan value?
Hello MSE community. Quick question about shopping around for a new mortgage deal for you here. Coming up to the end of a 3 year fixed deal with Nationwide, we were first time buyers taking this out so...
View ArticleMultiples of earnings - scary!
Just having a play around with the online calculators of some of the bigger banks/BS's. Not looking to move yet as still have loads of refurbishment to do in my current house, but will probably do...
View ArticleBTL mortgages and personal debt
I am looking to remortgage a BTL on my own name to raise funds for another property I have been offered and so need to raise funds asap. Current mortgage is £147k with a value of £380k. I am looking to...
View ArticleWho can you complain to if unfairly treated by lender?
I have a friend who has a mortgage problem and would be grateful for any suggestions I can pass on to her. She had a long period of unemployment and for a time her mortgage was part paid by benefits...
View ArticleRe-mortgaging with adverse credit
Hi, I'm looking for some advice.. I've lived in my current home for over 4 years with my wife and 2 children, however due to a 'new addition' to our family in a few months we're desperately short of...
View ArticleTrapped in negative equity
I am trying to help my daughter and son-in-law. They are currently living in a 1 bedroom flat with an 18 month old daughter. Due to health reasons they desperately need a bigger property. Unfortunately...
View ArticleWould this be a Buy-To-Let or second home?
We have a mortgage for a home we currently live in. Our son is at uni and we are thinking to buy a flat on mortgage so he can stay there with 2 other friends (more for ease, than earning money!)......
View ArticleSantander Capital Repayments - Always Going Wrong!
I have had a Santander mortgage for a few years now and almost always have had the same problem... Previously I was on an interest only mortgage. I would phone them up to inform them I was making a...
View Articleelectoral
hi i am currently thinking of obtaining a mortgage and have seen a house i am interested in my issue is that my bank account and the house i will use for credit checks is my partners house as i have a...
View ArticleChallenge on Joint Mortgage
Hi All, This forum has helped me reduce my debt, focus and plan for my future but am looking for a 'little' help for a friend. The situation is as follows; Friend has a joint mortgage with ex...
View ArticleMortgage Application - Missed Payments credit/store card
Hi, hoping someone can help me! My husband and I are due to apply for our first mortgage for a new build next month. His credit history is squeaky clean, however I've had a few missed late payments on...
View ArticleBuy to let when self employed
We own a small house outright and have savings,my husband has recently gone self employed and we wish to do a buy to let on the house we own in order to help fund the purchase of a bigger home that we...
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