AVCs as mortgage repayment investment vehicle
I wonder if anyone can advise me whether the following stacks up as a coherent plan. I have the benefit of membership of the Local Government Pension Scheme and I earn a good wage. I have recently...
View Articleadvice on having two providers
We are thinking about moving house and as I have such a good deal with my current mortgage I have confirmed that this will be transferable to new house with my provider. I am going in today to get a...
View ArticleBuy to Let but living in a rented house
I have a mortgage on a property that i have now moved out of and had a "certificate to let" from the mortgage company (woolwich). Now the mortgage is up for renewal soon and they say i cant have a buy...
View ArticleAdvice/Tip - FTB relatively strong financial position
Hi All, I am currently buying our first house, having rented for the last 12 years. I believe we are in a relatively strong financial position, but would be interested in any advice/tips on how to make...
View ArticleFirst time buyer - I have excellent credit, partner does not
Hi everyone, I wondered if someone could help? My partner and I are hoping to buy a property within the next year. Ideally we would like to find (hmm) a 95% mortgage but failing that we may be able to...
View ArticleWant to get a mortgage but partner is self employed
My partner and I are looking at buying our first house this year however I am concerned that we will struggle to get the bank to lend us money as for two reasons - one he is self employed and two he...
View ArticleNew mortgage deal
Hiya Our fixed rate with halifax ends in april and they have said we can call to see what is available to us at that point. When we took out mortgage value was 110k and we took out mortgage for 80k...
View ArticlePossible Scenario
Hi All This is likely to be our situation before too long (almsot certainly by end of 2013) 100k cash sum Mortagage to be required in the region of 90k maximum My credit reports showing reasonable , no...
View ArticleNew house - BTL mortgage rather than sell existing?
Hi, my partner and I are looking to purchase a new larger property and we're thinking of a slightly different way to fund it. We have an existing property which has no outstanding mortgage at all. To...
View ArticleFirst Time Buyer - Advice much Appreciated
Hi Just wondered if there were any experts who could give us some good advice please. My partner and I have opened a Nationwide save to buy account which gives the possibility for a 5% mortgage,...
View ArticleFirst Time Buyer Advice
Hi, A bit of help will would be gratefully appreciated on the below matter from mortgage broker/underwriter Me and my Girlfriend are first time buyers we are looking at a property of £250K with a 25%...
View ArticleMortgage advice needed re divorce situation please!
Hi I was hoping someone could advise on the below. My in laws have separated. They both lived up to now in a house which my brother in law bought for them 2 years ago (value now appreciated to circa...
View ArticleAll monies charge
Not sure i am posting this in the right section, I took out a mortgae 16 years ago, before I met my wife. Her and I have now been together 11 years and married for 10. Never moved, never remortgaged,...
View ArticleMortgage Advice
Hi I am due to complete on my purchase next Friday 8 February. My mortgage is with Santander. I need to purchase furniture etc for the flat. The question I have is if I were to purchase the furniture...
View ArticleDivorce & Bankruptcy
Hi All Dont know if any one can help on her but worth a try. My wife and I are going through divorce and I have kept the house as arranged, unfortunalty due to the BR I am unabke to take her off even...
View ArticleHSBC mortgage underwriter issue - please advise.
Hi, I'm trying to get a mortgage with HSBC and had the underwriters rejecting the application today. Stressing me out now. We have banked with them for over 20 years with all our salaries and outgoings...
View Article5 yr fixed rate, repayment expires Nov 2013 - when should I start to look for...
Hi Please could anyone help. I am currently with Nationwide with a 5yr fixed rate at 5.79%. This ends Nov 13. When should I start to look around for my new deal. I really need the peace of mind of a...
View ArticleMortgage company keeps lowering my payment
Afternoon all. I have a 5 year fixed rate mortgage that I overpay on by the 10% allowed each year without early repayment charge. I signed an agreement that said I will £313.87 per month for the...
View ArticleHalifax Mortgage into Sole Name
Hi all, My ex and I have a joint mortgage on a property which I want to take over myself. Back in 2008 we bought the property at 21 and got a key public sector worker homebuy scheme. We paid £124,995...
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