Help regarding larger mortgage
I was wondering whether anyone could help me with a quesiton on getting a larger mortgage: Current situation is we have a repayment mortgage with £138000 with 16 years remaining with C and G on 2%...
View ArticleMortgage deposit
Is it true that since January lenders are now asking for a 15% deposit for a new mortgage as opposed to the 10% required last year? This is for those with existing mortgages not first time buyers.
View ArticleInstant re-mortgage lenders
Just purchased our own home outright but would like to re-mortgage immediatly to start work on the house. We live in Hornchurch, essex and was wondering if anyone knew of any Instant re-mortgage...
View ArticlePayment holiday
First off all hello everybody . Today i rang my mortgage provider (Nationwide) to enquire about a mortgage holiday as i have £10000 on credit cards.I pay £1365 a month mortgage repayments . If i could...
View ArticleAdvice on debt b4 applying for mortgage
Hi split with my long term girlfriend a while back and cause i didnt want to get caught up in the trap of all my money going on rent and bills so i'd struggle to save i moved back in with my mum so i...
View ArticleMortgage rescue scheme
HI I am hoping someone may be able to give me some advice. My Mum passed away a month ago and left me and my brother thehouse (which I live in now and did so with my Mum) The house is worth...
View ArticleNewBuy / First Time Buy advice
My husband and I are trying to get on the property ladder - we've been renting for 9 years and want to make our first property purchase. We've visited a couple of developments and had a discussion with...
View ArticleA non-homeowner getting a buy to let with 90% LTV?
Just wondering how likely this is and would appreciate the benefit of any advice. I've seen a property that is for sale as a rental investment as it has tenants currently living there on an AST. It's...
View ArticleIFA in Leeds
Just wondering if anybody can recommend an IFA in Leeds, West Yorkshire? We are looking for a mortgage and want to discuss our options with a whole of market advisor. Thanks!
View ArticleWhat are my chances?
I need a 2nd mortgage for £150k. I own a property worth £1.2m & have £600k equity in it. All good. However, I've just lost my job. Any ideas?
View ArticleBuy to let mortgage
How much deposit is needed on a house buy to qualify for a Buy to let mortgage?
View ArticleMortgage advise needed please!
Hi all, I am after a bit of advice regarding my parents mortgage. The recession hit us hard a few years ago and unfortunately my parents were forced to remortgage the house in order to get some quick...
View ArticleMortgage/Current Account Advice
Hi, I am looking to take a mortgage out over the next 6-8 months to buy my first home with my partner.I have an appointment to open a Nationwide save to buy account to maybe take advantage of the 5%...
View ArticleBest Mortgage?
Hi What would be the best mortgage for financing a house renovation. Would it be possible to buy a run down terraced house with some equity i have in a house i already own?
View ArticleNeed a broker - Any advice? Desperate!
Good Evening, It has been suggested that we need to get a new broker but I have no idea how to find a decent one? Can anyone suggest anyone or anywhere to look? We keep getting declined for a mortgage...
View ArticleFTB Multiplier single income 4.5 or 5x?
Hi All, So i'm looking into mortgages, the online calculators are suggesting for my £41k salary (includes a bonus) I can get around the £200k mark, which is roughly 5x. I rang L&C today and they...
View ArticleFirst Time Buyer in Scotland (Solicitor?)
Hi, ive never had a mortgage before nor have i ever had any kind of dealings with a solicitor, what i would like to know is when do i get a solicitor involved? Right now i have a deposit and have a MIP...
View ArticleLinked address issue - mortgage rejection
I recently applied for a mortgage with Abbey and was turned down because of "linked addresses" on my credit report. When I investigated I found one was from 5 years ago when my daughter moved out and...
View ArticleNeed some advice please
Can you help me please I am due to renew my mortgage in May. I have a balance on my credit card of £1630 which I am currently playing off will this have any affect on the renewal. Your help is much...
View ArticleFirst Time Buyer - 95% LTV Advice Needed
Hello, My partner and I are currently trying to get on the property ladder and would appreciate any advice that we can get. We have seen a property that we like and we have made an offer, which has...
View Article