Porting a Mortgage
Hi All, Was just wondering about Mortgage Porting. When you sign up to a mortgage that has Porting Capabilities, is there generally a limit to the number of times that it can be ported form one house...
View ArticleTenants in common agreement for a married couple?
Hi all, I have read somewhere that a tenant in common agreement is pointless for a married couple as effectively when divorcing the law ensures the split is 50:50, and this would mean one partner would...
View ArticleRe-mortgage
I am in a bit of a sticky situation. I would like to re-mortgage from a btl to a personal repayment. Some three years ago, I took 18 months off to build my own house. During this period, I recorded no...
View ArticleStamp duty as an incentive? Mortgage Application
Barratt have offered us a good p.ex price on our place against a new house.They have also offered to pay the stamp duty of the new house. Following these offers we complete a reservation agreement and...
View ArticleMortgage help for first time buyer
Hi I am looking for any advice possible please. I have been given a chance to buy a family members house and at very low cost. Would only need to borrow the minimum mortgage amount but my credit rating...
View Articleselling 2 hours and moving in with parents in law.
Ok I`m not really sure where to put this becuase it will involve a number of subjects but here goes. I am currently living with my wife and we have three young children. We are 2 years into a 30 year...
View ArticleNewBuy 5% for Discharged Bankrupt (or 90% LTV)
Hi, Has any discharged brankrupt succesfully purchased a property on the NewBuy scheme? Or secured a Mortgage with 90% LTV? I want to purchase a property, happy to pay higher interest due to my...
View ArticleGuarantor / joint mortgage with father - limited mortgage term?
Good evening, I'm wondering if its possible to get a guarantor or joint mortgage with my father, where his age (58) doesn't limit the mortgage term to only 17 years?? Basically, I had a mortgage with a...
View ArticleWould i be eligable for a BTL mortgage?
Hi i recently came into some inheritance and im looking to buy my first property. The prices of flats where im looking are £130k-135k and i have 100k of my own money to put in. I was looking into...
View ArticlePrevious repossession
Hi all, I am looking at the possibility of buying a house with a 25k deposit and around 80k mortgage. I have been renting for the last 20 years, in total around 8 properties. Before this I owned a flat...
View ArticleCan anyone calculate if this is viable??
Hi I am after some buy to let advice, I own my own home with my husband value is approx £190000, mortgage is £60,000. I have found a house i would like to move to which is £259950 but i dont want to...
View ArticleShould/Can i remortgage + Are offsets as good as they say
Hello all Looking for advice on whether i should/can remortgage or not. My fixed rate ended a year ago and i'm sat on the Natwest SVR of 4%, i've look a few times at new fixed rate deals etc, but with...
View Articlejoing mortgage looking to convert to sole
Hi, I bought a flat in June last year. My ex is named on the mortgage and the title deeds but he didn't contribute any money to the flat. Downpayment, purchase costs, mortgage payments, improvenments...
View Articlejoint mortgage looking to convert to sole
Hi, I bought a flat in June last year. My ex is named on the mortgage and the title deeds but he didn't contribute any money to the flat. Downpayment, purchase costs, mortgage payments, improvenments...
View ArticleAny advice appreciated.
nram -together mortgage £9000 overpayment on unsecured loan Need to borrow back £3000 Told no as it is on the unsecured side of mortgage. Was advised in sept it would be possible. After my account has...
View ArticleGood rate .. ?
What is currently a good rate .. ? Mine is 6.29% For a first time with 10% depo was best I could get. Is that good or not (probably should of asked BEFORE I got the mortgage haha) xx
View ArticleQuick question
Sorry to sound silly but.. We have a 2 year fixed mortgage which ends in April with Halifax. What happens then? Paperwork says we switch to SVR (which is actually a lot cheaper according to paperwork)....
View ArticleMortgage First Time Buyer
Good Afternoon, I am new to posting to this thread, so I apologies in advance if any of these questions sound silly. Me (25) and my girlfriend (25) have just had an AIP with Santander agreed. But I am...
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