Bank Account transactions - Mortgage
This might sound like a daft question but its something which has been on my mind. If you are applying for a mortgage and they look at your bank account, do they look at individual transactions which...
View ArticleAccountants and mortgages
Accountants and Mortgages by Kabby on Thu Feb 21, 2013 1:07 am Hi all I wonder If anyone can give me some advice? I have been a self Employed taxi driver for over twenty years and have always used an...
View ArticleReleasing equity advice please
This summer we would like to make some improvements to our home instead of moving. Ideally we would like to borrow an additional 15k to run concurrent with our mortgage. Our current level is £115k...
View ArticleAdvice on 'LIFE TIME MORTGAGE'??
I have been a member of this site for a few years and for the first time find myself in a position for some help/advice. My parents own their own home outright. They have just told me and my sister...
View ArticleAny Mortgage Education Programs You Can Suggest?
Hi everyone, I'm pretty new here. I've been reading the articles for some time but this is the first time I need a help. I've been thinking about getting a mortgage for the first time and I've decided...
View ArticleHSBC mortgage offer validate only 4 weeks?
hi everyone, new to this site I just received my mortgage offer from hsbc, it mentioned that "unless we agreed otherwise, this offer is valid until 22nd March 2013" which is like just 4 weeks. tried to...
View ArticleUninsured, interest only mortgage
I really need some help. And how! 6 years ago my now ex husband and I had a joint, 25 year, interest only mortgage because we couldn't afford a repayment one and, we didn't have insurance. I don't know...
View ArticleDo we take out a buy-to-let mortgage for PILs
DH's parents need to downsize because of financial problems, it's a highly stressful situation. They are 60 & 62. Basically, they need to sell their own lovely home because they can't remortgage....
View ArticleQuery re circumstances & mortgage chances
Hello, I hope someone might be able to offer some reassurance or advice. My partner and I have found a new build house we would like to buy. It is priced at £168500. We have £26,000 (roughly 15%) as a...
View ArticleBroker and agents for offer extension
Hello, I won't bore you all with our misery at trying to buy and sell. Just a quick question. Our buyer has taken so long that we are now at the exchange point and his offer runs out before the agreed...
View ArticleMortgage, Partner leaving. My rights ?
We have been together for 11 years now but due to us not getting on anymore. She wants to get a council house with my daughter and my step daughter/{ Her daughter.} Aged 10 And 14. She want's me to...
View Articlehelp joint mortgage no equity
Hi all I made a wrong business decision 5 years ago. I bought a property with family member as investment. We then fell out and I have had nothing to do with property for over 4 years. I believe he...
View ArticlePrincipality
Hi all I received dip from principality and got accepted. Does anybody know how accurate very dip are.
View ArticleBritannia fixed rate deal, currently on mat leave
Can anyone advise, due to come off First Direct 4.99 rate and have seen this deal over 5 years at 2.79%, we are looking at approx 48% LTV however I am currently on maternity leave and will return to...
View ArticleHalifax mortgage have declined ! Please help
Hi, My credit check from experian is fair 838 .I'm first time buyer , £145k and looking to borrow £115k, i already have the mortgage promise .after I process my application ,one week after I get the...
View ArticleMortgage application problem due to UK visa
Hi. My wife and I have recently been refused a mortgage with Nationwide as my wife is Australian and her visa is a 'spouse visa'. This means that she has he right to live and work in the UK but until...
View ArticleWhich road to go down? - Preparing for end of dream start scheme
This is my current situation: House purchased in 2006 for £200k Dream start scheme put in deposit of 25% to be repaid in 10 years or when we sell - whichever comes sooner Interest only mortgage with...
View ArticleLeeds building society waiting for mortgage offer
Hi there, I just wondered if anyone else is experiencing delays with their mortgage application at Leeds? We are first time buyers and not sure how long it normally takes. We applied for the mortgage...
View ArticleMortgage On A Fixed Term Working Contract
Good Morning, My partner and I currently rent a house and next month we shall be moving into my parents to save some money for a mortgage. My partner was looking to get the mortgage in her name only...
View ArticleNamed on a mortgage - can I buy another house more easily?
My father and I got a mortgage together about 5 years ago - he lives at that house and I rent my flat - he's been making the payments on it but added my name to the mortgage so as far as the bank is...
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