Mis sold endowments pre 1988
I took out an endowment mortgage for £43,700 in 1987. It has now paid out with a shortfall of nearly £9,000. I complained about mis-selling via the FSO and the FSCS but neither could help because the...
View ArticleNeed a mortgage of £270k - where to look?
We've had an offer accepted on our dream home for £340k. We're FTBs and have a £70k deposit (and extra for stamp duty and fees). I earn £45,000 pa with a 10% (non-guaranteed) annual bonus. DH is...
View ArticleNationwide credit check error
Hi me and my girlfriend applied for our first mortgage through nationwide today. We used an independent financial advisor. We passed the agreement in principle with no problems. However I have identity...
View ArticleWould I get a mortgage?
Hey everyone! I figure this is probably the best place to get advice of this sort.. So I want a mortgage, Im sick of renting... no matter how nice it is its just never yours. Me, my partner and 2 young...
View Articleunsure whether to remortgage or stick with SVR
hi mortgage knowledgables...i'm looking for opinions & advice as feel a little tunnel vision, and inexperienced. we are in lucky position of having low mortgage left on our flat(£22,385.00)....
View ArticleMortgage application - credit check etc
My husband and I applied for a mortgage with Chelsea Building Society 3 weeks ago. We had received a mortgage promise and then the following day continued with a full application. We paid the...
View ArticleMortgage deposit help from brother?
I am currently renting, the rent is killing me being stuck work-wise between Surrey and London. A reasonably modest 3 bed sets me back 1550 + council tax. My job is somewhat specialised, I get well...
View ArticleHalifax overpayments query
Hi, I made some overpayments earlier in Dec/Jan and Halifax have not reduced my monthly payments. They said that they now only reduce them when asked rather than automatically so I said then that must...
View ArticleBarclays Springboard Mortgage
Hi I've been working over the last year to get my financial life back on track, my partner and I currently rent a house and have been saving for a deposit to buy, we've got around the £4,500 mark at...
View Article1st mortgage
Hi all, i have a few questions on mortgages after i've read the MSE guide. Me and my girlfriend(marrying next year) are looking into getting our first place together, we're fed up of crap landlords and...
View ArticleCan I claim on my mortgage protection
Can anyone help me. I started a new job and was on a probation period, that has come to an end and they say will not b keeping me on as I was not good enough at some elements of the job. Will my ppi...
View ArticleMoving abroad with First Direct mortgage
I've got the opportunity to relocate abroad with my company for a few years, but we currently have a 'life time'variable tracker repayment mortgage with First Direct (currently at 0.34% above base...
View Articlehalifax mortgage application
Hi, This is my first post but always read the threads daily,I applied for a mortgage with Halifax but based on my current wages there is a short fall of 10k,Halifax said they would originally lend me...
View ArticleSurrendering a unit linked Endowment policy early
I have a unit linked endowment with Phoenix Life, details as follows:- Start date: 26 Feb 1990 Maturity date: 26 Feb 2015 Monthly payment: £65 The policy is not linked to a mortgage as this has been...
View ArticleEndowment maturity vs last projection
I have just received a letter from Prudential stating my plan will mature with a value of £29,356. However, the last projection indicated the following: Jan-12 assumed growth 6%/8%, projected amount...
View ArticleHave we been approved the mortgage!!!!!
Hi Guys We currently have a mortgage with Santander but have applied to port our mortgage as well as borrow a little more money so's we can move to a new house. Full application went in via mortgage...
View ArticleCan I refuse a mortgage offer?
I'm self employed. Found a flat that I want to buy. Approached a financial advisor, who applied for my mortgage. The bank took a week and came back with a rejection as they don't want to deal with self...
View ArticleRetention predicament-help please?
Very long story short; been trying to purchase a 3 bed flat (one of two, victorian) since last summer, probate now granted, valuation done, valuer undervalues by 75K!!:mad:'elements of the property...
View ArticleA few questions about the application process
Hi all, We're still very much in the planning stages for a FTB mortgage application later in the year, taking on as much info from the forums and guides as we possibly can! Wondering if anyone could...
View ArticleMortgage Deposit Query
Hi there We're in a bit of a funny situation at the moment and was hoping someone might be able to give some guidance. It's a bit of an essay but here goes. The other year due to work my parents had to...
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