Gutted. Declined a Mortgage
So my partner and I have probably had some dubious advice. We began to look for a property to buy last year and went to see a mortgage advisor who told us that in principle we could borrow up to 190k...
View ArticleFirst Time Buyer - HELP :(
Please bear with me as I'm not very good at explaining things. Basically the run up to this situation is this: I was a student 2007-2010. While at uni we were robbed and I had to replace a laptop...
View ArticleWhat type of Id docs are required to apply for a mortgage?
Hi guys, My friend and I want to apply for a joint mortgage but my friend has a UK issued Travel Document together with a Biometric Residence permit(BRP). He is a non-eu national. A few months ago, the...
View ArticleIs this morally right.
I currently live with my partner and three children in a council house. I am the only earner in house, due to partner losing job recently. We tried to get joint mortgage first, but was turned down...
View ArticleBuy to Let for my parents? - novice needs advice!
I am thinking about helping my parents buy a property as they need more appropriate accommodation due to illness and they are getting no where with their local council and social housing.... I have...
View ArticleProblem remortgaging because income a lot lower
When my husband and I took out our current mortgage, our income was considerably higher due to doing up a few properties, via my husbands business, and maintenance from an ex-partner which we no longer...
View ArticleWhat to expect from a Morgage Broker
FTB here and besides a Mortgage broker applying for the mortgage on your behalf and checking all the paperwork, what else do they do? I have 2 brokers, both recommended to me. One charges (he is a...
View ArticleRightmove
How can I find out how long a property has been for sale on Rightmove please.
View ArticleCan I get a mortgage to pay of my dad equity loan?
Would a bank give me a mortgage to pay off my fathers equity loan bearing in mind I am the sole benefice and intend to keep the house?
View ArticleBuy To Let mortgage - Broker
Any recommended broker in London or Essex area who can assist with Buy to Let mortgage pls?
View ArticleCredit card default
Me an my partner are looking to get our first mortgage. However 5 years ago when I was on my year abroad in uni I had a credit card default and the card was cancelled due to my sister forgetting to pay...
View ArticleComplicated mortgage plan. Advice please!
Long story. Mum & step-dad divorced. They have a joint mortgage on their house. At the moment he is living in the house as the house is on the market. I want the house, but can't afford the full...
View ArticleHalifax mortgage grade went down
Hello everyone, This is my first time to post on this forum needing some advices on my mortgage application to Halifax. I got my AIP from Halifax in mid March with grade B which means I could get 85%...
View ArticleAdvice needed for my daughter please
Hi hope you can help, my daughter applied for a mortgage with Yorkshire bank, she has applied for a mortgage of 118,800 on a property purchase price of132,00 she has an excellent credit score on...
View ArticleA couple of scenarios
So, I'm still waiting to find out if it's going to be possible for me to get a mortgage at all this time around. My broker is having trouble getting the smaller building societies to lend the amount I...
View Articlelend a hand
mostly just here to vent I went to see Lloyds about their local lend a hand mortgage and they gave me a mortgage promise / agreement in principle for way more than we needed. perfect found a flat we...
View ArticleHelp- advice please
Ok - so 2 years ago ihadmy light bulb moment as its called over in the debt free wannabe board. Im now totally debt free for the first time in about 6 years, with my highest amount owed nearly 50k of...
View ArticleWill we be able to remortgage?
We are currently on a 2 year fixed rate. Originally, when we applied, we got a £170k mortgage, on a salary of £30k each. By the time we have to remortgage next January, we will have about £132k left on...
View ArticleCredit Search - Mortgage Quotation
Hi All I have posted on here over last few weeks regarding a Mortgage Application me and my partner have made. Me having 2 satidfied defaults settled in 2009 and 2010. The thing is...we went to the...
View ArticleHelp to buy + help from builder??
Hello, I was hoping for a bit of information really! I was under the impression with the new Help to Buy scheme on new builds that the builder was unable to help you financially or with stamp duty or...
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