Mortgage Question.
Right, basically my father recently passed away leaving myself, my sister and half sister. his estate is being split 45-45-10 so i would own 45% of the property. My question is based on whether or not...
View ArticleTo Sell or to Rent
I bought my property 5 years ago, just before the recession hit so I paid full wack for it. I am now in a position that I am going to move in with my partner in the next 2 months and I am trying to...
View ArticleRemortgage Question
Hi. I currently have an NRAM together mortgage that had a secured loan and an unsecured loan. Luckily my parents have offered to lend me the value of the unsecured part so I can move away from NRAM and...
View ArticleBest deal for new mortgage
My brother is looking to purchase a council property with his parents and has asked me to look into some mortgage deals. Here are the details House price - £350k Deposit - £75k (RTB) + £100k (deposit)...
View ArticleWill there be any interest only mortgages in 5 years time?
I am in a quandry. I have posted here before, but the situation is I am on an interest only mortgage with Santander which ends in March, our only option with them is to go on th SVR, 4.79%. We have an...
View ArticleDo they credit check if you move to a new fixed rate with the same lender?
That's the question really! My partner has been made redundant and we wonder if this will impact on us getting a new fixed rate with our current lender? As well as not having a job he has made an...
View Articlemoving and extending mortgage just before fix ends
We are looking to move in the next few months and this will require extending our current mortgage. Our fix ends 31 august, and we have approx £96k to pay with a current property value of approx £170k....
View ArticleGetting around ERC's
Hi all, I'm half way through a 5 year fixed mortgage and getting ready to move house. My problem it that my current provider will not lend me enough to buy my new home. As such I am being forced (?) to...
View ArticleHouse split into 2 flats
We are looking to purchase a freehold house we have found with our daughter which has been properly split into 2 flats. However while it has full planning permission it has not been legally split into...
View ArticleReady to re-mortgage but I may get made redundent
Hi All, First post so be gentle with me! My fixed rate deal with Santander runs out early May and I have started to look around for a better deal. Britannia looks good at the moment. Anyway, work have...
View ArticleRefurbishing a property through mortgage/loan?
I found a property valued at £160,000. In order to make it habitable I would need to spend a bout £30,000. The bank, however, said they would lend only lend the purchase price of the property. Any...
View ArticleMortgage Payment Holiday
I was wondering if someone could offer me advice? I am currently considering taking the above for 2 months. The money we would save would be put towards a credit card debt of £1200.The 0 per cent ends...
View ArticleWill a joint application help me or ruin my boyfriend?!
My partner and I are desperate to buy. He is 32 and had perfect credit until one late payment a few months ago. I'm 31 and have a history of unpaid credit card bills and loan payments from my very...
View ArticleBritannia 90% mort survey problems
Hi All This is my first post here. I feel compelled to seek advice on my problem to see if anyone else has had similar experiences. I am quite a way through the moving process. All was going well...
View Articlemoana lisa
Basically, if the old FSA wasnt up to scratch and I had my review of my endowment policy rejected. Unfortunately, due to lack of paperwork,but I would stand up in a court of law and swear I was done....
View ArticleUrgent Advice needed regarding Voluntary Charge on property
Hi all, I hoping someone could perhaps help me, ive left something until last minute and hit panic mode! I had to use a family solicitor following my divorce to fight my ex regarding the welfare of my...
View Articlemortgage based on my salary not husbands?
Hi, thanks for looking at this, hope you can help. We are in the lucky position where we have been able to pay off all our debts completely and save up just over twenty thousand pounds for a mortgage...
View ArticleBusiness address registered at home I'm selling
Hi all, I have a business address registered at the home I'm selling. Haven't informed my current mortgage company. I plan to transfer the address to the new house we're buying. Will this in anyway...
View ArticleEndownment Policy -getting hold of the money
We have had a letter from FriendsLife informing us that our endowment policy is maturing soon. Unfortunately, according to their records, the policy is still assigned to Abbey National, which of course...
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