Why is the mortgage paid and deducted from JSA
Can anyone tell me why my mortgage interest is taken from my JSA which only leaves me with £41.00 a week to live on with 2 children yet if I was in a rented house the rent would be paid by the council...
View ArticleNorthern Rock together - Pay the mortgage/secured/unsecured??
Hi all, I am yet another one who took a Northern Rock Together mortgage. I have read various threads on this, however, I haven't seen anything conclusive in respect to my next move! I have approx the...
View ArticleHelp: Mortgage, Dealing with Estate Agent and Lloyds account satisfied as...
Hello all, Im in need of some assistance. I have put an offer in on a shared ownership house. 25% share and the house is an older house, built in 1978. We went to see a mortgage advisor yesterday who...
View ArticleExisting house rented out - looking to buy 2nd house for me
Hi all, advice welcomed. I have a house which I bought and lived in until I changed jobs so ended up obtaining permission to let it and now rent the house out via an estate agents. The house is...
View ArticleEnd of fixed term mortgage
I have been in to the Santander bank today to pay a cheque into my account, and the counter assistant tried to persuade me to change to Santander's 123 Current account by extolling the virtues of said...
View ArticleTwo rates which one will save more money over a two year fix term
Borrowing £105k over 23 years two year fix term 1 - First direct 3.19% product fee of £499, £149 valuation fee and £400-£600 solicitor fee 2 - Halifax 3.84% no fee, no valuation or solicitor fees I...
View ArticleLooking to re-mortgage
My house is 'worth' over £80000 (2 bedroom Scandinavian pine, back n front door, gardens to front, side and back). I owe around £49000 and have about 14 years left to go (all approx as the details are...
View ArticlePaper free - what documents can I safely get rid of?
Hi guys, I recently bought one of these PDF paper scanners (a Fujitsu one as it goes). It's a fantastic device and worth every penny of it's pricey £300+ price tag. The net result is now everything is...
View ArticleEnd of fixed term, valuation issue!
I've just come to the end of a three year fixed mortgage with Yorkshire Bank, our first three years on a 25 year mortgage, house bought at £108,000 (originally listed at £115,000) and with around...
View ArticleValue of extended lease
I have a query re: valuations for remortgaging and the relevance of lease length on a valuation. We have a 2 bed flat that we want to remortgage (to buy to let). It has a 69 year lease - which we...
View ArticleNRAM mortgage arrears.....any advice welcome!
Hi all, just looking for any general info. I have the misfortune to have a mortgage with NRAM, and being stuck with them have recently gone into some financial trouble. Unfortunately this year my...
View ArticleAddress history for mortgage appli.
Just wondered how far back mortgage companies go when asking for your address history. And also how many previous addresses are normally considered acceptable?
View Articlecoventry building society mortgage offer
has anyone else been waiting for a mortgage offer from the coventry, they have had all relevant paperwork, direct debit forms etc but still no offer in over a week
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MSE News: How mortgage overpayments this month can save £100s
"Borrowers with mortgages where the interest is calculated once a year could save by overpaying in the next few weeks..." Read the full story: How mortgage overpayments this month can save £100s
View ArticleRe-mortgage with a Re-mortgage Package deals from Banks/building societies
I’m new to remortgaging and have been looking to do straight forward re-mortgage on great interest rate/deals. I’ve recently completed my research for the best deals re-mortgage for LTV-75%. I found...
View ArticleMortgage on a Temporary Contract
I have recently split from my husband and would like to take on the mortgage and pay him off myself. The problem is I am only on a years contract at the moment and also I would need them to take into...
View ArticleEstate Agent Valuation vs By to Let Mortgage companies Valuation
Hi all Is there much difference between an Estate Agent's Valuation of a property and that of a valuation organised by a Mortgage lender who's lending for a by-tolet mortgage? Any input would be...
View ArticleJoint remortgage - one person on a fixed term contract and has a CCJ
Hi My girlfriend and I are looking at remortgaging in about 8 months (August 2013). When we first got our mortgage we were both in permanent employement. I am considering entering into a fixed term (12...
View ArticleWrong address...
Reported from house buying as no responses there... Just had a call from my solicitor, the builders gave me the wrong address on all my reservation forms, my door is No 10, not 12. So now my mortgage...
View ArticleDo I pay off the entire mortgage?
I have just inherited some money (60k) which coincides nicely with the end of my £50k 5 yr fixed rate mortgage. I am going to therefore pay of my mortgage but just wondering if I should pay off the...
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