Missold endowments
I am sure this may have been covered before, so upfront apologies for lack of searching! A good while (a few years) ago, I complained about a missold policy, and this was rejected by the company, and I...
View ArticleHome Improvement Loan V Property Valuation
Hi All I recently found out that I am unable to make improvements to my home due to not being able to borrow £5k against the current market value of my home which is supposedly £63.5 k. My mortage is...
View ArticleOffset verses fixed options, in far too much detail
Hello and thanks for looking. I'm considering an offset mortgage and looking for a bit of a sanity check please. Complete strangers tend to be a little more impartial than friends on this sort of...
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MSE News: Mortgage rates hit record lows... but beware the high fees
"Some mortgages with higher headline rates may be more suitable, highlighting the importance of factoring in fees..." Read the full story: Mortgage rates hit record lows... but beware the high fees...
View ArticleAdmin Fee
Hello, I think I know the answer to this question but thought Id ask for advice anyway, just in case. My mother is due to pay her full £26k mortgage off in April this year, it is an interest only...
View ArticleWanting to port mortgage but possible gap?
I reckon I know the answer to this but thought I would check with those who know. I am looking to move and want to port the rate for the existing part with Nationwide. It's now looking possible that in...
View ArticleHalifax
What shall I do? Just phoned to ask what deals they would give me to fix my mortgage,Asked about 5 year fixed deals,came back to me best is 3.69,they value my property about 40k less than what it...
View ArticleAdvice for First Time Buyers
Hi there, My partner and I signed up to the Nationwide SaveToBuy scheme last year, whereby we can apply for a 95% mortgage if we save with them for over 6 months. We are both complete novices when it...
View ArticleRe-mortgage with lots of problems
Hi - can anyone answer a few questions about re-mortgaging for me please? Firstly, we want to re-mortgage to get lower repayments and also borrow more to consolidate some debts. We have already been to...
View ArticleCan you point me in right direction?
Hi. I've been watching an empty house I'd love for months and it's finally on the market. Repossessd being sold via estate agent for £172,000. I'm in Scotland if that's important? I'm mortgage free :)....
View ArticleFirst time Buy-To-Let
Hi. I run my own construction company, things have been picking up since I started 2 and a half years ago, and I have been working for a landlord that I am looking to go 50/50 on a house with, As this...
View Article2yr, 5yr or 10yr re-mortgage?
The current 5yr mortgage comes up in a couple of months - then only another 18 years to go (:(). My remortgage options are 2yr, 5yr or 10yr - I dont really want to go variable or tracker as rates will...
View ArticleMortgage for poor credit history but great deposit
Hi I need help/advice I'm currently looking at a house on a part buy part rent scheme The share I need to purchase is £114'000(60%)house valued at £190'000 I have access to £40'000,but still have...
View ArticleMortgage advice and negative equity
Hi, I bought a shared ownership property in 2007 , it is a 50% share on a house valued at the time of £138000. My mortgage is £59000. I am now married and my husband and I wish to get a joint mortgage...
View ArticleMortgage repayments
My fixed rate mortgage deal comes to an end soon and I'm looking forward to the saving i should be making. After checking on one of the online mortgage calculators i was pleased to see my repayments...
View ArticleCan you raise a mortgage against one property to buy another?
Afternoon folks, Quick question I was hoping you might be able to help me out with. I currently have a flat that I let out that has no mortgage secured against it. I was considering buying a second...
View ArticleNeed Realistic Mortgage Advice!
Hi everybody, I was a very silly girl in the past which has resulted in me having a 'very poor' experian rating of 533, this excludes a score with a register on the electoral roll, which i have sent...
View Articlecan anyone help me where to start.. need help
hi im really stuck trying to get on the housing ladder.. we are looking to get a mortgage but cant get one anywhere... we have 3 applicants and 3 incomes but cant get one.. my mum has a house she is...
View ArticleFirst time buy scheme 2 years ago, now what?
It's my first post on here so hello all. I am two and a half years into my first but scheme where I borrowed 125k off the Halifax and 32k off Bovis. I am on Halifax SVR and the Bovis loan is interest...
View Articleif you rent out the property yourself do you
still have to put the property in with the dps for the deposit and how does this work if you do this privately rather than through an agency. thanks in advacne. also what are the options on referencing...
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